You may consult our team of Top Banking Consultants for any problem arising after your account has become NPA. You may consult us at every stage, particularly —

1. When you think that your loan account has become NPA, though you have not received any notice from the Bank.
2. When you receive intimation from the Bank that your loan account has become or is likely to become NPA.
3. When you think that you will not be able to make payment to the Bank because of bad business conditions.
4. When you receive a notice under Section 13(2) of Sarfaesi Act, 2002.
5. When the Bank issues a possession notice about taking over symbolic possession.
6. When you receive information that Bank has filed an application under Section 14 of Sarfaesi Act, 2002 for taking over physical possession.
7. When the Bank has obtained an order for taking over physical possession under Section 14 of Sarfaesi Act, 2002.
8. When the Bank wants to take over physical possession of your running factory
9. When the Bank wants to take over physical possession of your residential premises.
10. When the Bank sends you notice that Bank is going to sell your property by public auction.
11. When the Bank wants to sell your property by private treaty.
12. When the reserve price fixed by the Bank is much below the reserve price.
13. When you have arranged a purchaser willing to purchase your property at a much higher price.
14. When you want sometime to arrange a purchaser at a much higher price.
15. When you have arranged a financier to pay the loan of the Bank.
16. When you want re-structuring or re-phasement of the loan.
17. When Bank as offered OTS settlement but you do not have money to pay the OTS amount.
18. When Bank has filed Original Application against you under Recovery of Debts and Bankruptcy Act, 1993.
19. When the Bank threatens to file criminal case against you.
20. Any other problem arising out of Sarfaesi Act, 2002 and RDB Act, 1993