Borrowers Consultancy
Guides you at every stage of the loan, Pre-loan stage, Pre-NPA stage, Post-NPA stage through hundreds of Frequently Asked Questions and personalized consultation by topmost banking experts
“Borrowers Consultancy is a Gold Mine of important information and practical and legal advice with Acts, Rules and case laws for existing and future borrowers at every stage.”
Team borrowers Consultancy
Expert Support at Every Stage
Our Core Focus Areas
Pre-loan Consultation
We help you choose the right loan, assess eligibility, and prepare documents for smooth approval with minimal risk of rejection.
NPA / OTS Funding
Get expert support in managing NPA cases, negotiating settlements, and raising funds for One-Time Settlements (OTS) with ease.
Post-NPA Consultation
Strategic advice to help you recover, rebuild operations, and restore credit health after facing financial or legal loan recovery action.
Sarfaesi Act, 2002 and Sarfaesi Rules 2002
The SARFAESI Act (Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act) was enacted in 2002 in India. It empowers financial institutions to recover outstanding loans efficiently by allowing them to take possession and sell the mortgaged and hypothecated asstes without judicial intervention in case of borrower default. The act aims to streamline the resolution of non-performing assets, providing a quicker mechanism for creditors to recover dues while including safeguards for borrower protection.
Recovery of Debts and Bankruptcy Act, 1993 and Rules
India’s RDB Act, passed in 1993, aims to fast-track debt recovery for banks and financial institutions. Special courts called DRTs decide on debt validity and issue recovery orders, while DRATs handle appeals. This act also provides a framework for resolving insolvency and bankruptcy cases for individuals and partnership firms, contributing to better credit discipline and a smoother financial system.
Miscellaneous Banking Matters
Lost in the maze of banking jargon and hidden fees? This section is your compass, demystifying confusing terms, empowering you with clear explanations, and equipping you with tools to manage finances effectively. Learn savvy banking secrets, explore practical insights, and download essential templates to navigate the complex terrain of general banking matters. Take control, make informed decisions, and pave the way to a brighter financial future, one step at a time.
Personal Guarantee
Explore our comprehensive FAQ on Personal Guarantee, where we answer all your questions about its importance, implications, and how it affects borrowers and lenders.
Limitation
Find answers to common questions about limitations in our comprehensive FAQ section. Learn about constraints, restrictions, and how they impact your experience.
Redemption
Find answers to common questions about redemption, including how the process works, eligibility criteria, important timelines, and more.
Sale of Assets
Explore our comprehensive FAQ on the Sale of Assets to get answers to your most pressing questions. Learn about the process, legal considerations..
Non Performing Assets
Explore our comprehensive FAQ on Non Performing Assets (NPAs) to understand the definition, causes, impact, and management strategies.
Wilful Defaulters
Discover answers to common questions about wilful defaulters, including their identification, legal implications, and preventive measures. Our FAQ section provides detailed insights
Frauds & Criminal Cases
Find answers to common questions about frauds and criminal cases, including how to identify fraud, report it, and protect yourself. Learn about different types of frauds…
Mortgage, Hypothecation
Explore our comprehensive FAQ on Mortgage, Hypothecation, Pledge, and Charge to understand these key financial terms, their differences, and how they impact your loans.